Experian has released its annual State of Credit report. Read here to discover the report’s findings on debt and credit in 2018, and to learn what it might mean for 2019.

Personal loans and credit cards can both be helpful tools for financing a purchase or paying off debt — but which one is cheaper? Read here for more.

Thanks to companies like ChexSystems, we can all have what we like to call “debit” reports in addition to credit reports. These “debit” reports track how we manage our banking behavior, just as credit reports track our credit behavior. There is one key difference between debit reports and credit reports, however. That difference is that debit reports only report on negative banking activity, such as a bounced check. A credit report, on the other hand, reports both positive and negative behavior. That’s why the ability to dispute your ChexSystems report (and others) is so important. Credit reporting includes information both good and bad on your borrowing behavior. Lenders, therefore, have a holistic viewpoint on how you can be perceived as

Credit score myths aren’t just common — they can cause you to inadvertently hurt your credit. Check out these credit score myths and the truths behind them to make sure that doesn’t happen to you.

Think you have just one credit score? Think again. Read here to find out just how many credit scores you have and why it’s fruitless to try to obtain a “perfect” score.

Looking for a new rewards credit card? Here are some cards to consider, based on who’s offering the most generous sign-up bonuses.

Have you been noticing a phrase called “debt-to-income ratio” in your Upturn Credit account or elsewhere? Read here to discover what this ratio is and why it’s so important.

How much is a home where you live? Click here to discover the average home price in each state compared with the average mean wage.

If you’re in the market for a new car, choosing can sometimes be the hardest part. Click here to discover which cars are most popular in the U.S. in 2019.

Thinking of cosigning on a loan? Here are five things to consider first.