Whether you’re in the market for a new home, interested in purchasing a car, or heading to the store to grab groceries, there’s a good chance you’ll use some form of credit to complete the purchase.  Buying with credit means you are borrowing money which will later be paid back – but the amount owed and the time-frame required to pay it back depends on the type of credit it is. So knowing the type of credit you’re in the market for will help you understand how the arrangement might work.  Revolving credit A revolving credit account is one you can borrow from at any time, up to the limit set by the lender. This type of credit is paid

When it comes to getting approved for a credit card or loan – and getting the most optimal terms available – your credit plays an integral part. There are two overarching components of your credit that potential lenders will be looking at: your credit score and credit report. 

Any action you take to improve your credit can be called credit repair. Find and dispute an error on one of your credit reports? You’re working on credit repair. Learn ways to get better credit scores, including old habits to break? You’re working on credit repair.  It doesn’t matter if you’re doing this yourself or if you’re paying a company to do it for you — working to improve your credit is credit repair.

Think you have just one credit score? Think again. Read here to find out just how many credit scores you have and why it’s fruitless to try to obtain a “perfect” score.

Did you recently file a dispute on one of your credit reports? Click here for help decoding the results.

Want to dispute an error on your credit report, but worried about how long it might take? Click here to learn what you need to know about the credit report dispute process.

Unsure of what it takes to manage your credit properly? Here are three steps you can take to get better at credit management and take ownership of your credit future.

There are many credit solutions out there to help anyone who wants to build or manage their credit, but it can be hard to separate the wheat from the chaff. Read here to learn about four different types of credit solutions and how you can choose the ones that might be right for you.

You might be surprised to learn just how common credit report mistakes really are. Here’s a little help finding what to look for the next time you review your credit reports for mistakes.

VantageScore® has released a new version of its score, VantageScore® 4.0, and it spells big changes in how credit profiles are evaluated. Here’s what those changes are and what they might mean for your credit.