If you’re thinking a new car or house might be in your sights in the next few years, the time to start working on your credit is now. And it’s something you can do yourself. Click here to learn everything you need to know about how to fix your credit on your own.Read More →
Do I Still Have to Pay My Student Loans If I Left School?
What You Should Know About How Credit Scores Are Formulated
What Is FICO®?
Did you ever think that you’d be graded on anything as an adult? After years of schooling and report cards, it can be a relief to enter the “real world” — that is, until you realize you get scored just about as often as you did before. No, I’m not talking about work evaluations (although they certainly can feel like grades as well). I’m talking about credit scores. More specifically, the FICO® score.Read More →
10 Terms You Should Know When Disputing Your Credit Report
Disputing credit report errors is an important step to take in building good credit, but that doesn’t mean it’s always an easy or straightforward step to take. Although credit report errors can be fairly common, disputing them is still a little-known option. It’s time to fix that. To help, here are a few terms you should know when disputing your credit report.Read More →
Credit Scores vs. Credit Reports: What You Need to Know
Credit scores have become synonymous with credit reports over the years, but there are some key differences you should know about. For one thing, you might be surprised to find upon reviewing your free credit reports that you won’t see your credit scores on them. Here’s more of what you need to know about the differences between credit scores and credit reports.Read More →
Will Your Utility Bills Finally Help Your Credit?
Until recently, utility bills could only affect your credit if you didn’t pay them on time. (All the while months or even years of on-time payments didn’t do a thing to help you build credit.) Well, that’s all about to change. Your utility bills might finally be able to boost your credit.Read More →