Do you ever wonder about how applying for new credit affects your credit scores? It’s not uncommon for people to worry that new credit applications can hurt their credit scores, and some even worry that checking their credit could cause their scores to dip as well. The truth is, there’s not as much to worry […]
Read moreWhat Is a Soft Credit Inquiry
You’ve probably heard before that it’s a good idea to review your credit on a regular basis, but some fear that doing so could hurt their credit scores. This fear can prevent people from finding costly credit report mistakes, and it can keep them from really understanding their credit. Thanks to something called a soft […]
Read moreWhat Is a Hard Credit Inquiry
Did you know there are two types of credit inquiries, and that only one of them has an effect on your credit scores? Read on to learn about hard credit inquiries, and why how they can impact your credit scores.
Read moreHard Versus Soft Credit Inquiries: What You Need to Know
Not all credit inquiries are alike. Read here to learn the difference between hard credit inquiries and soft credit inquiries, and to discover which one to pay attention to when closely watching your credit scores.
Read moreHow to Get a Good Credit Score
From the days of our schooling all the way to our annual reviews at work, the concept of being scored can strike fear into the hearts of some of us, and create a sense of competitiveness in others. For most, it’s not exactly inspiring to know that grades are being generated on us while we […]
Read moreWhat Is a “Good” Credit Score?
“Good credit” is a frustratingly vague term that doesn’t help much in the journey to improve your credit scores. That’s why we’ve dug deep to discover what a “good” credit score really is, and what you can do to get one.
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