Not sure why it’s so important to check your credit report regularly? Here are five reasons that might convince you.

If you’re curious about how your credit scores are formulated, look no further. Click here to find out what factors are used to determine your credit scores, and how you can improve your usage of each one.

Did you ever think that you’d be graded on anything as an adult? After years of schooling and report cards, it can be a relief to enter the “real world” — that is, until you realize you get scored just about as often as you did before. No, I’m not talking about work evaluations (although they certainly can feel like grades as well). I’m talking about credit scores. More specifically, the FICO® score.

Disputing credit report errors is an important step to take in building good credit, but that doesn’t mean it’s always an easy or straightforward step to take. Although credit report errors can be fairly common, disputing them is still a little-known option. It’s time to fix that. To help, here are a few terms you should know when disputing your credit report.

Credit scores have become synonymous with credit reports over the years, but there are some key differences you should know about. For one thing, you might be surprised to find upon reviewing your free credit reports that you won’t see your credit scores on them. Here’s more of what you need to know about the differences between credit scores and credit reports.

Until recently, utility bills could only affect your credit if you didn’t pay them on time. (All the while months or even years of on-time payments didn’t do a thing to help you build credit.) Well, that’s all about to change. Your utility bills might finally be able to boost your credit.