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Needing a new car and having bad credit can be the ultimate catch-22. Without a car, you may not be able to get to work. Without earning money, you can’t do what’s necessary to rebuild your credit. But without credit, it can be hard to get financing for a new car.

Luckily, there are car dealerships out there willing to work with people who have a ways to go on improving their credit. But that doesn’t mean working with these dealerships doesn’t come with some risk. That’s why we’ve been reviewing bad credit car dealerships around the country — to help you see what’s available but also know what red flags to watch out for.

Next up, bad credit car dealerships in Atlanta.

19 Bad Credit Car Dealerships in Atlanta¹

Amigo Auto Sales

  • Address: 1941 S. Cobb St. SE, Marietta, GA 30060
  • Phone Number: (770) 472-1111
  • BBB Rating: A+
  • Yelp Rating: 1.5 Stars
  • Cars.com Rating: Not listed

The promise:
“Amigo Auto Sales offer 7.95% financing for everyone, 100% approval regardless of your credit history.”

Amigo Auto Sales says it charges everyone the same interest rate regardless of their credit history. Although that doesn’t equate to a promise to give a loan regardless of credit, it does make it seem as though the dealership is more lenient in that way.

The reviews:
There aren’t many reviews on Yelp, though a few there say that buying a car is fairly easy with Amigo Auto Sales. On the other hand, some of the reviews express the importance of paying on time to avoid getting repossessed. The Better Business Bureau (BBB) has more reviews of Amigo Auto Sales, almost all of which are positive and point to a good car-buying experience.

Atlanta AutoStar

  • Address: 3124 North Decatur Rd., Scottdale, GA 30079
  • Phone Number: (404) 297-7756
  • BBB Rating: A+
  • Yelp Rating: 1 Star
  • Cars.com Rating: 4.4 Stars

The promise:
“We offer in-house financing and specialize in helping customers with credit issues. All you need is your last 2 paychecks or other proof of income and a valid Georgia driver’s license and we will get you into a vehicle TODAY!”

As long as you have a valid driver’s license and proof of income, then getting approved for a car at Atlanta AutoStar should be no problem, according to the website. The financing comes from the dealership itself, so the dealership doesn’t have to work with a third party to get you approved for a loan.

The reviews:
Nearly every review on Cars.com is positive for Atlanta AutoStar. Specifically, customers say they were happy with the patience and knowledge of the sales staff. The BBB does list a few closed complaints for the dealership, including one issue from a customer who claimed to have some difficulty getting a permanent license plate. After this complaint, the dealership responded saying policies have been changed to ensure this kind of thing doesn’t happen again.

Automania

  • Address: 1806 Veterans Memorial Hwy SW, Austell, GA 30168
  • Phone Number: (877) 638-4118
  • BBB Rating: A+
  • Yelp Rating: 1 Star
  • Cars.com Rating: 4.7 Stars

The promise:
“No credit check! Your job is your credit!”

Automania flat out says that it doesn’t check credit and it finances in-house. Because of this, the dealership alludes to being able to help those with no credit, bad credit, and even bankruptcy.

The reviews:
Reviews for Automania depend on where you look. The reviews on Cars.com are positive, as are those on the BBB. Positive reviews include comments about being happy with the staff and customer service, as well as the quality of the cars. Yelp has a few negative reviews about the service and quality of the cars, but the reviews are two years old — and the complaints on the BBB are all closed.

Capital Buick GMC

  • Address: 2150 Cobb Pkwy SE, Smyrna, GA 30080
  • Phone Number: (770) 872-0704
  • BBB Rating: A+
  • Yelp Rating: 3.5 Stars
  • Cars.com Rating: 4.8 Stars

The promise:
“We specialize in helping buyers with discharged bankruptcies, prior repossession, customers on disability negative equity situations, W7 immigrants, limited credit, and first time buyers […] No credit applications denied”

Capital Buick GMC says that “no credit applications denied” and are even able to help people with “bad credit, bankruptcy, slow payments,” and so on. The dealership even offers zero down payment options.

The reviews:
The reviews on Yelp are mixed between positive and negative for both the dealership and service center. The two most negative reviews talked about a “bait and switch” on price, including one in which the price was written on the car. Positive reviews refer to helpful and professional staff, as can be seen in this review.

Central Auto Sales

  • Address: 2677 E College Ave., Decatur, GA 30030
  • Phone Number: (404) 377-2649
  • BBB Rating: A
  • Yelp Rating: 5 Stars
  • Cars.com Rating: Not listed

The promise:
“Drive today no credit needed”

Central Auto Sales offers their own “short-term” financing and says the loan will be reported to Equifax, which can help you improve your credit if you regularly pay on time. The dealership, which has been around for 35 years, says it cares more about your debt-to-income ratio than your credit score.

The reviews:
There aren’t many reviews on this dealership, but the two on Yelp are very positive while the two complaints on BBB aren’t. It’s worth noting, however, that the complaints (which mostly refer to communication and paperwork issues) are now closed.

Curry Honda

  • Address: 5525 Peachtree Industrial Blvd., Chamblee, GA 30341
  • Phone Number: (866) 316-0230
  • BBB Rating: A+
  • Yelp Rating: 2.5 Stars
  • Cars.com Rating: 4.7 Stars

The promise:
“All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it.”

Curry Honda says it has “strong relationships” and can therefore help you find the right lender for you. What’s more, for existing customers, the dealership offers the ability to refinance their loans for better terms.

The reviews:
As with many car dealership reviews on Yelp, a significant number of the reviews on Curry Honda refer to the service department. However, the reviews on the dealership itself from the past year are mostly positive, except for a few people who claimed to have bad experience with individual salespeople. Examples of this include a woman who claims she was treated condescendingly by the salesperson and a few alleged instances of price jumping.

Afraid the car you’re looking at might be a lemon? Read here to learn how to know if a used car is a lemon.

Gravity Autos Atlanta

  • Address: 5465 Peachtree Industrial Blvd., Atlanta, GA 30341
  • Phone Number: (888) 976-5237
  • BBB Rating: B
  • Yelp Rating: 2.5 Stars
  • Cars.com Rating: 4.7 Stars

The promise:
“We can arrange insurance and financing for any type of credit to help make your decision the right one.”

Gravity Autos Atlanta says that credit history doesn’t matter to them, and that they can help people find a car loan in an hour or less. The dealership says it works with various lenders to make this possible. In their words, “Good Credit, Bad Credit, No Credit … First Time Buyers, Business Owners, Students, Bankruptcy, Repossession, We are here to help.”

The reviews:
A great many of the reviews for this dealership on Yelp or less than positive, and the stories line up with several of the complaints (some of which are now closed) on BBB. In general, the negative reviews point to poor quality of the cars, mistakes on the paperwork and titles, and in discrepancies between what’s said over the phone and in person.

Honda of Atlanta

  • Address: 2360 Windy Hill Rd SE, Marietta, GA 30067
  • Phone Number: (877) 419-9994
  • BBB Rating: n/a
  • Yelp Rating: 3 Stars
  • Cars.com Rating: Not listed

The promise:
“Do you have good credit, bad credit, no credit or no down payment? We can help […] We are Atlanta’s bankruptcy specialist, if you have gone through Chapter 7 or Chapter 13, or just have less than perfect credit, our in-house financing may be just right for you.”

Honda of Atlanta says they work with more than 50 lenders and have in-house financing. The dealership also says they offer no down payment loans for those who qualify.

The reviews:
There are very few reviews on Yelp for Honda of Atlanta, and the dealership isn’t listed on BBB or Cars.com. The reviews that are on Yelp are at least three years old. Two of the reviews are not good (both saying they got better deals and customer service elsewhere), and the two positive reviews said essentially the opposite.

Jim Ellis Hyundai Atlanta

  • Address: 5785 Peachtree Ind Blvd., Atlanta, GA 30341
  • Phone Number: (888) 694-8590
  • BBB Rating: Not listed
  • Yelp Rating: 4 Stars
  • Cars.com Rating: 4.8 Stars

The promise:
“…we can get you financing even if you have not-so-perfect credit.”

Jim Ellis Hyundai Atlanta says they work with lenders to offer “customized auto loans and Hyundai lease and car payment options.”

The reviews:
This dealership has quite a few good reviews for the experience of purchasing a car. The positive reviews describe the dealership as warm and inviting, open and transparent with pricing, and a willingness to work with the customer. That said, there are 34 complaints on BBB, though they have all been closed.

M&S Auto Sales

  • Address: 6580 Highway 85, Riverdale, GA 30274
  • Phone Number: (770) 907-0761
  • BBB Rating: A+
  • Yelp Rating: Not listed
  • Cars.com Rating: No Reviews

The promise:
“Enjoy NO CREDIT CHECK Financing | We DO NOT pull Your Credit”

M&S Auto Sales says it has “True ‘No Credit Check’ Financing,” and simply requires the following items for an application: a valid driver’s license, two paycheck stubs (that you received recently), a down payment, and an up-to-date utility bill.

The reviews:
M&S Auto Sales isn’t listed on Yelp, and there aren’t any reviews for the dealership on Cars.com. The BBB shows four complaints, all of which have been closed. The complaints mainly refer to the quality of the cars sold at the dealership.

Nalley Ford Sandy Springs

  • Address: 7555 Roswell Rd., Atlanta, GA 30350
  • Phone Number: (855) 200-4193
  • BBB Rating: A+
  • Yelp Rating: 2.5 Stars
  • Cars.com Rating: 4.3 Stars

The promise:
“Bad Credit is NO problem for Nalley Ford Sandy Springs. We help build credit and get customers approved for an auto loan. We make financing EASY”

Nalley Ford Sandy Springs says they specialize in handling “credit issues stemming from high debt to credit difficulty caused by divorce.” The dealership also has a place on their website to help you manage credit.

The reviews:
Nalley Ford Sandy Springs has a smattering of good and bad reviews on Yelp referencing its dealership. The good reviews detail experiences of feeling heard and well-taken care of in the car-buying process. The bad reviews refer mostly to instances of bait and switch techniques.

Nalley Nissan of Atlanta

  • Address: 2551 The Nalley Way, Atlanta, GA 30360
  • Phone Number: (855) 416-9828
  • BBB Rating: D-
  • Yelp Rating: 2 Stars
  • Cars.com Rating: 4.3 Stars

The promise:
“Nalley Nissan of Atlanta is happy to announce a variety of programs available for entry-level buyers or those looking to re-build their credit. These affordable options (including purchase or lease) are designed to help customers with credit challenges obtain financing and improve their credit through the purchase of a new Nissan.”

Nalley Nissan of Atlanta has three different financing programs aimed to help every type of customer: Nissan Start-Up Retail Program, Nissan Start-up Lease Program, and Nissan SignatureACCESS® Program.

The reviews:
Nalley Nissan of Atlanta doesn’t fair well on BBB, where it has a D- minus rating based on factors including but not limited to failing to respond to complaints that were filed against them. This is by far the lowest BBB rating of all the dealerships on the list.

On Yelp, the reviews not referring to the service department detail experiences of difficulties in getting financing (as well as poor communication after the purchase), being made to wait for deals that don’t come to fruition, and more.

Worried your dealership might be adding extra fees onto that car note? Read here to learn how to spot hidden fees when buying a car.

Nissan South of Union City

  • Address: 4080 Jonesboro Rd., Union City, GA 30291
  • Phone Number: (678) 545-3887
  • BBB Rating: A+
  • Yelp Rating: 2.5 Stars
  • Cars.com Rating: 4.2 Stars

The promise:
“Nissan of Union City works with all manner of credit situation, working to provide our customers with more options through our Rent to Own Program.”

Nissan South of Union City says it offers “credit assistance” and “bankruptcy approval programs,” including a rent-to-own option that can put you in a car for six months to one year and that has “flexible” credit requirements.

The reviews:
The reviews on Yelp referring to buying a vehicle at Nissan South of Union City aren’t overwhelmingly positive. Two different people claim to have been given cars without tags, and one of those same reviewers said he wasn’t allowed to test drive any other car besides two specific models. On BBB, there are 44 complaints, all of which are closed.

Olympic Auto Sales

  • Address: 4568 Memorial Dr., Decatur, GA 30032
  • Phone Number: (404) 299-6566
  • BBB Rating: A+
  • Yelp Rating: 5 Stars
  • Cars.com Rating: 4.9 Stars

The promise:
“As long as you have verifiable income, we will get you approved for a loan.”

Olympic Auto Sales shares encouraging information on its FAQs page for anyone with bad credit. The dealership says you can get approved even if you just declared bankruptcy, had a repossession, or never had credit before. The dealership says it just needs to verify that you earn at least $800 per month pre-tax — you don’t even need to have a bank account.

The reviews:
There are only four reviews for this dealership on Yelp, and they’re all positive. Reviewers said Olympic Auto Sales had a good selection and provided an all-around positive car-buying experience. Cars.com shows nearly all positive reviews as well, and BBB shows seven complaints but all are now closed.

Pars Car Sales

  • Address: 6823 Mount Zion Blvd., Morrow, GA 30260
  • Phone Number: (770) 872-0608
  • BBB Rating: A+
  • Yelp Rating: 1 Star
  • Cars.com Rating: 4 Stars

The promise:
“We will work with any credit situation.”

Pars Car Sales says they specialize “in bad credit, slow credit and no credit auto loans.” The dealership simply recommends that you apply online to obtain a pre-approval offer and then they’ll call you to tell you what you need to bring with you when you go to the dealership in person.

The reviews:
There are only three reviews for Pars Car Sales on Yelp, and all of them are bad. The same goes for the reviews on BBB, and there are 10 complaints listed (though they are all closed). Reported issues mainly allege that the cars sold at the dealership are of poor quality.

Rick Hendrick Toyota Scion Sandy Springs

  • Address: 6475 Roswell Rd. NE, Atlanta, GA 30328
  • Phone Number: (844) 810-1295
  • BBB Rating: A+
  • Yelp Rating: 2 Stars
  • Cars.com Rating: 4.7 Stars

The promise:
“We understand that not everyone has perfect credit, but we don’t believe that should disqualify you from obtaining the vehicle you’re looking to purchase. Regardless of your current credit score or your previous credit history, Rick Hendrick Toyota Scion Sandy Springs wants to help!”

Rick Hendrick Toyota Scion Sandy Springs says they offer “credit assistance” and “bankruptcy approval programs,” to help customers who haven’t had the best history with their credit.

The reviews:
Yelp reviews of Rick Hendrick Toyota Scion Sandy Springs refer to issues such as pushy sales tactics, including selling a car that’s already had a (non-refundable) deposit put down. Reviews also go into detail about poor quality. That said there are some positive reviews claiming good service in the car-buying experience. BBB shows 20 total complaints against the dealership that have all since been closed out.

Southern Auto Brokers

  • Address: 1355 Londonderry Dr., Woodstock, GA 30188
  • Phone Number: (770) 591-5991
  • BBB Rating: NR
  • Yelp Rating: 5 Stars
  • Cars.com Rating: 5 Stars

The promise:
“Whether you have great credit, bad credit, or no credit, we have a financing option for you.”

Southern Auto Brokers says they can help you find the lender that best works with your credit thanks to their “strong relationships with a handful of banks and finance companies.”

The reviews:
There aren’t many Yelp reviews of Southern Auto Brokers (seven), but they are all very positive. Reviewers talk about the dealership having high-quality cars, a friendly and welcoming environment, and an easy buying process without pressure.

Steve Rayman Chevrolet on Cobb Parkway

  • Address: 2155 Cobb Pkwy Southeast, Marietta, GA 30080
  • Phone Number: (678) 269-7886
  • BBB Rating: A+
  • Yelp Rating: 2.5 Stars
  • Cars.com Rating: 4.8 Stars

The promise:
“Our Chevrolet finance department specializes in bad credit car loans so that all car shoppers in the area can secure a safe, quality mode of transportation.”

Steve Rayman Chevrolet on Cobb Parkway says they’re trusted in Atlanta for working with people who have gone through “bankruptcies, foreclosures, repossessions, or divorces,” with sub-prime auto loans.

The reviews:
There are some positive reviews on Yelp for Steven Rayman Chevrolet on Cobb Parkway, including one in which someone whose credit was wrecked by medical bills who still was able to be approved for a car loan. However, there are many negative reviews, which talk about things like being shuffled from salesperson to salesperson to no avail, being pressured into higher prices than agreed upon, and more.

Want to make sure the car you buy might be worth something down the road? Read here to find out the 15 cars with the highest resale value in 2018.

Superior Chevrolet

  • Address: 4770 Covington Hwy, Decatur, GA 30035
  • Phone Number: (678) 999-6806
  • BBB Rating: A+
  • Yelp Rating: 3 Stars
  • Cars.com Rating: 5 Stars

The promise:
“No matter what your credit situation, our specialists can help tailor a finance package to fit your needs.”

Superior Chevrolet says that they have experience with a variety of lenders that enables them to “provide financing for all credit levels.”

The reviews:
Although there are a handful of positive reviews for Superior Chevrolet Atlanta on Yelp, the majority of the reviews are not so positive. Complaints range from being forced into a credit check even when paying in cash, poor customer service, and more. The BBB shows ten complaints against the dealership, all of which have been closed.

Love these reviews, but don’t live in Atlanta? Check out our other bad credit car dealership reviews:
Bad Credit Car Dealerships in Houston
Bad Credit Car Dealerships in San Antonio

You can also expand your car search past your local dealership. Click here to find out the pros and cons to buying a car online.

Buying a new car? See if your credit is in good shape with Upturn Credit’s free tool!

¹This list of car dealerships is provided for informational purposes only. Upturn Credit acknowledges that affiliates of Upturn Credit may have commercial relationships with one or more of the dealerships discussed in this article. Notwithstanding the foregoing, Upturn Credit does not endorse any particular dealership or have any relationship with the dealerships. You should thoroughly review all product information carefully before entering into a transaction with any dealership.

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