Credit products can come in one of two forms: secured and unsecured. Secured credit products, such as an auto loan, mortgage, or home equity line of credit, are tied to collateral that can be seized if the accounts go delinquent. That’s why getting behind on a mortgage or auto loan, for example, can lead to the borrower losing their home or vehicle. Unsecured credit products, such as most credit cards and student loans, don’t have any collateral tied to them. If they go delinquent, there’s no property for the lender to collect so the creditor will first look to collect from you. For this reason, getting approved for these products can sometimes be more challenging.  FREE TOOL: Are mistakes on

It can be tough to find a credit card if you have bad credit, but it doesn’t have to be impossible. Here’s a framework to help you locate a good credit card even if you have bad credit, and work towards better credit at the same time.

Have you stopped to think about how credit cards affect your credit? Read here to find out the details and how you can ensure the effect is a positive one.

It’s not hard to get a credit card fast, but it could end up being the wrong type of card for you. Here’s a list of the different types of credit cards to help you look before you leap.

Credit cards can be useful financial tools — when used responsibly. Here’s some help understanding how to manage a credit card without falling into debt.

Virtual credit cards can help protect your credit when you’re making online purchases. Here’s how they work.