Thinking of financing a large purchase? A personal loan could be a good option to try. Here’s everything you need to know about personal loans.Read More →
Do I Still Have to Pay My Student Loans If I Left School?
Can Student Loans Be Discharged Through Bankruptcy?
If you’re facing a mountain of student loan debt you feel you can hardly surmount, the thought of bankruptcy has probably crossed your mind before. Carrying this type of debt can sometimes feel as though there’s no way to move forward in life until the entire balance is demolished one way or another. But can student loans be discharged through bankruptcy? The short answer is: Usually no, but ultimately it depends. Here’s why.Read More →
How Do Student Loans Show Up on My Credit Report?
The last thing college students and recent graduates might think about is how their student loans can impact their credit reports and their financial lives in general. Nevertheless, the impact is real. Here’s how I learned about the intersection of student loans and credit: Back when I was a newly minted college graduate, I got hired to be a bank teller and then a personal banker. At the time, the job was a placeholder while I searched for work in journalism. Years later, I realize it was probably the best job a new college graduate could have, as it immersed me into an education on personal finance I wouldn’t have had otherwise. One of the moments I remember the mostRead More →