A natural disaster won’t have a direct effect on your credit on its own, but it can certainly make it difficult to stay on top of your finances when you’re trying to rebuild your home and possibly even going through sudden unemployment.

To make sure your finances aren’t interrupted by this sudden event, check out this financial toolkit for victims of financial disasters and these financial problems that’ll you want to know about so you can avoid. Then read here to learn more about what happens to your credit after a natural disaster and how you can get your financial life back on track.