There are times when an investigation from a credit report dispute concludes that the information in dispute was accurate. In that case, the update or deletion you requested won’t happen. Instead, you might get a response to the dispute saying “verified as accurate,” “verified and updated,” or “remains.” All three mean that the credit reporting agency investigated the information and deemed it to be correct.

Another version of this response is that they verify the disputed information as being accurate, but update something else on your credit report. In that case, you might see “verified as accurate and updated” as the result. The update won’t mean the information you disputed was updated, though. It will simply mean that something else on your credit report was updated.

Learn more about terms you should know when disputing your credit report here.