A personal loan can be a helpful tool when you’re in a pinch, especially when you want to avoid the variability of credit card interest rates. But it’s important to find the best personal loan you can get since a lower interest rate will cost you less over the life of your loan. Below is a list of some of the best personal loans you can find from credit unions local to Sacramento, with all rates being current as of July 5, 2019.¹
Some of the Best Personal Loan Options in Sacramento
Opened in an abandoned church and named Sacramento County Employees Credit Union, SCU is now open to the people and businesses of the following counties: El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, and Yuba.
- Founded: 1935
- Stats: More than $470 million in assets
- Unsecured Personal Loan APR: 7.79% – 16.49%
Calling itself one of California’s largest credit unions (as well as one of the largest in the U.S.), Schools Financial Credit Union serves the following counties: Butte, El Dorado, Napa, Nevada, Placer, Sacramento, San Joaquin, Solano, Sonoma, Sutter, Yolo, and Yuba.
- Founded: 1933
- Stats: 153,000 members and assets of more than $2 billion
- Unsecured Personal Loan APR: 8.74% – 15.65%
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Many residents of California are eligible to join First US Community Credit Union. Membership is available to federal employees in California, Northern California and Northern Nevada Safeway employees, and other select employee groups. The credit union also serves the following counties: Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo, and Yuba.
- Founded: 1936
- Stats: More than $372 million in assets
- Unsecured Personal Loan APR: 9.49% minimum
Safe Credit Union was created to serve employees of the Sacramento Air Depot and was called Sacramento Air Depot Federal Credit Union. Now Safe Credit Union is one of the 25 largest credit unions in California and serves the following counties: Alameda, Amador, Butte, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Solano, Sutter, Yolo, and Yuba.
- Founded: 1940
- Stats: More than 220,000 members and nearly $3 million in assets
- Unsecured Personal Loan APR: 9.49% – 14.99%
What was once created for employees of the Pacific Telephone and Telegraph Company, Patelco Credit Union now ranks as one of the largest in the U.S. Membership of the credit union is available to a variety of communities in Northern California and businesses around the country. You can check this page to see if you might be eligible to join.
- Founded: 1936
- Stats: Nearly $7 billion in assets and more than 325,000 members
- Unsecured Personal Loan APR: 5.80% – 18.40%
Back in 1933, a handful of state employees gathered in Sacramento to create the California State Employees’ Credit Union #1. Now called Golden 1 Credit Union, membership has expanded to include any Californian who wishes to join, as well as non-Californian family of members and employees of certain select employee groups.
- Founded: 1933
- Stats: More than $12 billion in assets and more than 800,000 members
- Unsecured Personal Loan APR: 10.04% – 17.04%
¹This list of loans is provided for informational purposes only. Upturn Credit does not endorse any particular loan or have any relationship with the lenders. You should review all product information carefully before applying for any loan.