One in every 1,882 homes in the U.S. is in foreclosure, according to August 2018 data from RealtyTrac. That’s nine percent higher than the total in July but seven percent lower than the same time last year.

In some states, the numbers are much higher than the national average. In New Jersey, for instance, one in every 685 homes is in foreclosure. But most states are below the average, some of them significantly so.

Here are the 25 states with the lowest foreclosure rates and how they compare to the national average.

25. Texas

Foreclosure rate: 1 in every 2,589 homes; 0.039%
73% of the national average

24. Rhode Island

Foreclosure rate: 1 in every 2,628 homes; 0.038%
72% of the national average

23. Tennessee

Foreclosure rate: 1 in every 2,734 homes; 0.037%
69% of the national average

22. Arizona

Foreclosure rate: 1 in every 2,834 homes; 0.035%
66% of the national average

21. Oregon

Foreclosure rate: 1 in every 2,838 homes; 0.035%
66% of the national average

20. Hawaii

Foreclosure rate: 1 in every 2,934 homes; 0.034%
64% of the national average

19. Michigan

Foreclosure rate: 1 in every 2,976 homes; 0.034%
63% of the national average

18. Wisconsin

Foreclosure rate: 1 in every 3,057 homes; 0.033%
62% of the national average

17. Kentucky

Foreclosure rate: 1 in every 3,064 homes; 0.033%
61% of the national average

16. Arkansas

Foreclosure rate: 1 in every 3,130 homes; 0.032%
60% of the national average

15. Kansas

Foreclosure rate: 1 in every 3,184 homes; 0.031%
59% of the national average

14. Iowa

Foreclosure rate: 1 in every 3,193 homes; 0.031%
59% of the national average

13. Minnesota

Foreclosure rate: 1 in every 3,368 homes; 0.03%
56% of the national average

12. Wyoming

Foreclosure rate: 1 in every 3,653 homes; 0.027%
52% of the national average

11. Mississippi

Foreclosure rate: 1 in every 3,735 homes; 0.027%
50% of the national average

10. Colorado

Foreclosure rate: 1 in every 3,879 homes; 0.026%
49% of the national average

9. Idaho

Foreclosure rate: 1 in every 4,037 homes; 0.025%
47% of the national average

8. New Hampshire

Foreclosure rate: 1 in every 4,047 homes; 0.025%
47% of the national average

7. Washington

Foreclosure rate: 1 in every 4,214 homes; 0.024%
45% of the national average

6. Nebraska

Foreclosure rate: 1 in every 4,821 homes; 0.08%
39% of the national average

5. Montana

Foreclosure rate: 1 in every 6,713 homes; 0.021%
39% of the national average

4. West Virginia

Foreclosure rate: 1 in every 7,104 homes; 0.014%
26% of the national average

3. Vermont

Foreclosure rate: 1 in every 7,688 homes; 0.013%
24% of the national average

2. North Dakota

Foreclosure rate: 1 in every 17,090 homes; 0.006%
11% of the national average

1. South Dakota

Foreclosure rate: 1 in every 26,121 homes; 0.004%
7% of the national average

With all the foreclosures on the market, you may be interested in buying one. Before you do that, you’ll want to read this foreclosure buying guide. If, on the other hand, your house is in foreclosure or you’re experiencing other financial hardships, you’ll want to read this guide to how long negative items stay on your credit report.

[If you’re house hunting, your credit needs to be in good shape. Find and fix errors on your credit report with Upturn Credit’s FREE tool.]