Disputing credit report errors is an important step to take in building good credit, but that doesn’t mean it’s always an easy or straightforward step to take. Although credit report errors can be fairly common, disputing them is still a little-known option. It’s time to fix that. To help, here are a few terms you should know when disputing your credit report.

Decoding Credit:  How to read and make sense of a credit report Credit is a pervasive part of our lives.  Credit is also complicated.  You may never have applied for a loan, or tried to buy a house, but many of the actions you take in your everyday life are constantly being compiled to make up your credit history, and a credit score being applied against it.  Most people in the US don’t understand the black box of how creditworthiness is determined, or how scores are calculated, but the first step to understanding your own credit is to get hold of your credit report from one of the three major US credit bureaus – Equifax, Experian, and TransUnion.